FAQs

  • Yes. As a South African expat, your finances span multiple jurisdictions. We specialise in cross-border financial planning to help you manage your wealth legally, efficiently, and with peace of mind.

  • We provide independent, expert advice based on your personal goals and risk profile, but the final decision is always yours. You stay in control, we simply guide you with clear, tailored recommendations.

  • At least once a year, or whenever you experience a major life event, like a new job, marriage, or the birth of a child. We offer regular check-ins to ensure your plan stays aligned with your goals.

Financial Consultancy

  • Yes. As an expat, you are legally allowed to invest offshore. We guide you in selecting secure, tax-efficient options tailored to your financial goals and risk profile.

  • Yes. We ensure that all recommendations comply with both South African and UAE regulations, giving you peace of mind with every cross-border investment.

  • No. We provide expert guidance and facilitate the process, but your investments remain fully under your control and are held with reputable third-party institutions.

  • Since you have formally ceased tax residency in South Africa (via SARS and financial emigration or tax exit process), you are no longer liable for South African CGT on offshore investments made after your exit date. The UAE does not currently levy personal income or capital gains tax on individuals. So, if you’re living in Dubai, no tax is payable in the UAE on gains from your investment in Guernsey.

Investment Advisory

  • That depends on your tax residency status. Our expert partners will assess your individual circumstances and clearly explain your obligations under South African law.

  • Yes. We guide you through the financial emigration process, helping you structure your affairs efficiently and avoid unnecessary tax liabilities.

  • Yes. Our trusted tax partners can handle your returns in both South Africa and the UAE, ensuring full compliance and peace of mind.

Tax Consulting Services

  • Passing away without a valid will can lead to delays, costly legal disputes, and the possibility of your estate being distributed according to local intestacy laws, which may not be your preference or wish. A properly drafted will gives you control and peace of mind.

  • In most cases, yes. Each country has its own legal system, so having separate wills ensures your estate is handled correctly in each jurisdiction. We assist with drafting compliant wills for both regions where necessary.

  • We recommend reviewing and updating your will after any major life event, such as marriage, divorce, relocation, or the birth of a child. We also offer ongoing support to keep your estate plan current.

Will Drafting Services

  • Family Protection is a comprehensive planning service that goes beyond life insurance. It helps you secure your family’s financial future using international tools tailored to your unique expat situation, including cross-border considerations, estate planning, and structured payouts.

  • Yes. We work with trusted offshore providers to secure USD-based protection plans designed for expatriates. This helps preserve value and provide global flexibility.

  • You designate your beneficiaries. We ensure the structure is legally sound and clearly documented, so the benefits go exactly where you intend, with no ambiguity.

Family Protection

If you have any questions you'd like to explore further, or if you're ready to get started with any of our services, please don't hesitate to get in touch.

We're here to assist you every step of the way.